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How Much Will it Cost to Pre-arrange My Funeral?

Published: April 22, 2022

The actual meeting with the pre-need specialist at your local funeral home will be free. No cost. If after meeting with the specialist you decide to plan your funeral in detail, there will be no cost associated with putting your wishes on file at the funeral home. Once you have determined what you want (your wishes) the funeral professional will be able to tell you exactly how much your funeral would cost, today. 

After you have determined today’s cost of the funeral that meets your desires and will satisfy your family’s needs you will have choices. There are many options for how to pay in advance for your funeral. What works best for you and your family is personal.  You’ll want to consider several factors.

· Your income

· Your expenses

· Your assets and where are they invested

It might be helpful to think in terms of buying a new car. If you needed a car, how would you be most comfortable covering the cost? Would you withdraw from your retirement account or investments and pay in one payment, or would you prefer to cover the cost on a monthly basis? Of course, the cost of a funeral is far less than a new car, but you do have similar options. Most funeral homes offer programs that allow an individual to pay for a funeral over three years, five years, 10 years or even 20 years when they are paying in advance. Of course, you can always pay the total amount in a single payment.

The actual dollar amount you would pay monthly is calculated based on the total cost of your funeral in today’s dollars. A more expensive funeral will come with a higher payment per month than a lower-cost choice. As you would expect, the 10 year payment plan will come with a lower per-month payment than a three-year payment plan. 

In addition to the current cost, your age may be a factor that impacts the monthly payment amount. Many plans will pay off the balance owed should you die before completing the payment plan. This means older folks who choose to pay over time are a greater risk. So as would be expected they will have higher monthly payments than younger people. 

The prearrangement specialist at your local funeral home can explain all of the benefits of prepaying for your funeral in advance of need as well as all the options available to you. At the conclusion of your funeral planning session, you can: Pay today’s cost in one payment or choose a payment plan that suits your budget or leave your plan (wishes) on file at the funeral home for your family to follow at the time of your death. 

Prearrangement will allow you to make an informed choice and when the time comes your family will not be caught unprepared.

www.bisslerandsons.com

Bissler & Sons Funeral Home and Crematory has served families in Kent, Ohio, and all of Portage County since 1913. The company transitioned ownership in 2018 when Rick Bissler retired and arranged to merge his family’s funeral home with the Billow family’s funeral homes, who carry on the tradition of high quality funeral, burial, memorial and cremation services. Their privately owned and operated crematory ensures that loved ones never leave their professional care. Visit bisslerandsons.com to learn more.
 
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Bissler & Sons Funeral Home and Crematory
|
628 West Main Street
| Kent, OH 44240
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Tel: 1-330-673-5857
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You are welcome to call us any time of the day, any day of the week, for immediate assistance. Or, visit our funeral home in person at your convenience.

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