The best insurance purchase you will ever make

April 17, 2020

We all have our love/hate relationship with insurance. Typically, we pay and pay and then we pray we don’t ever need to file a claim. No one wants to have their house burn down or blow away. But, it is also hard to write that check every month. Most folks do so because they are afraid not to.

However, there is one kind of insurance you will absolutely use. You’ll get more than you paid in, and you don’t have to pay endlessly.

Funeral insurance, not to be confused with final expense insurance, is the rare insurance product designed to cover a cost that you absolutely will incur. We all die in the end. So, how does it work?

Funeral insurance is sold through your funeral home. The amount of the insurance matches the cost of your funeral in today’s dollars. It can be paid in one payment and you are done. Or, you can pay over three to 20 years and be covered for the whole cost of your funeral while you pay. 

It’s easy to find out more. Just call the funeral home and ask to speak to someone in the advance planning department. You will want to set aside one to two hours for your meeting with the advance planner. You will have questions. Remember to ask how funeral insurance is different from final expense insurance. 

www.bisslerandsons.com

Bissler & Sons Funeral Home and Crematory has served families in Kent, Ohio, and all of Portage County since 1913. The company transitioned ownership in 2018 when Rick Bissler retired and arranged to merge his family’s funeral home with the Billow family’s funeral homes, who carry on the tradition of high quality funeral, burial, memorial and cremation services. Their privately owned and operated crematory ensures that loved ones never leave their professional care. Visit bisslerandsons.com to learn more.
February 4, 2025
There’s a lot to consider when looking for either your or your loved one’s final resting place, to the point that it can be easy to get overwhelmed. The decision only becomes more complicated when you’re met with unfamiliar vernacular. One choice you may have to make is between entombment or interment. But what exactly do those terms mean? And what’s the difference between interment and entombment?
February 4, 2025
When saying goodbye to someone you love, you have a multitude of decisions to make. Some you might be prepared for, while other questions are new to you. One topic that many people are unfamiliar with is the concept of burial vaults and grave liners, which you may have to have in your loved one’s final resting place.
February 4, 2025
Food not only nourishes the body but also comforts the soul, making it a significant part of funeral traditions. Offering food signifies care and supports the healing journey during such tough times.
January 8, 2025
When the time comes to think about funeral arrangements, one of the first questions many of us have is, "How much will it cost?" It’s natural to look for a straightforward answer during such an emotionally charged time. However, much like finding the perfect car, the cost of a funeral varies widely depending on personal choices and specific needs.
January 8, 2025
Embalming can be a controversial topic. Some people are opposed to it, whether due to personal or religious reasons, but for others, embalming is an important part of starting their grief journey and getting a chance to say goodbye to the person they love.
January 8, 2025
Attending a funeral is one of those things that makes everyone pause, not just because of the emotional weight, but also the big question: "What do I wear?" Let’s discuss.
January 8, 2025
When it comes time to say goodbye to a loved one, the focus of the funeral often naturally falls on the family. It's the people who loved and knew the deceased best—spouses, children, grandchildren, friends, and even coworkers—who come together to remember and honor their life.
December 3, 2024
A preplan gives you a blueprint for what your parents want for their funeral, ensuring that you have fewer overwhelming decisions to make. But if your parents didn’t talk to your siblings about their plans, it’ll fall to you to walk them through that blueprint. How do you talk to your siblings about your parents having preplanned their funerals?
December 3, 2024
Preplanning a funeral often takes working with a knowledgeable funeral director who will be your guide in the planning process. But what if you can’t visit the funeral home in person? Can you still preplan your funeral?
December 3, 2024
Did you know there are actually quite a few decisions to make beyond whether you choose burial or cremation? Cemeteries offer a wide variety of final resting places for you and your loved ones, but which one is right for you? When you choose a mausoleum, you still have another decision to make: Which type of crypt should you rest in?
More Posts